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	<title>Effective Health Insurance</title>
	<link>http://effectivehealthinsurance.net</link>
	<description>Your Guide to Effective Health Insurances</description>
	<lastBuildDate>Wed, 10 Feb 2010 10:28:01 +0000</lastBuildDate>
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	<item>
		<title>Disability Insurance</title>
		<description><![CDATA[
A person takes out a health insurance mainly to cover his needs in case he has a medical emergency.  However, sometimes, very little thought is given what happens if that medical emergency makes an individual temporarily unfit to work.  Making disability insurance coverage part of your health insurance package will for a certain [...]]]></description>
		<link>http://effectivehealthinsurance.net/related-topics/disability-insurance/</link>
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		<title>Hospital Indemnity Insurance</title>
		<description><![CDATA[
Here&#8217;s another 101 for those who need more info on insurance. Yes, also straight from &#8216;ol Wikipedia.
Hospital indemnity insurance provides a fixed daily, weekly or monthly benefit while the insured is confined in a hospital. The payment is not dependent on actual hospital charges, and is most commonly expressed as a flat dollar amount. Hospital [...]]]></description>
		<link>http://effectivehealthinsurance.net/general-information/hospital-indemnity-insurance/</link>
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	<item>
		<title>Health insurance in the United States</title>
		<description><![CDATA[
The term health insurance is commonly used in the United States to describe any program that helps pay for medical expenses, whether through privately purchased insurance, social insurance or a non-insurance social welfare program funded by the government.[1] Synonyms for this usage include &#8220;health coverage,&#8221; &#8220;health care coverage&#8221; and &#8220;health benefits.&#8221;In a more technical sense, [...]]]></description>
		<link>http://effectivehealthinsurance.net/general-information/health-insurance-in-the-united-states/</link>
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		<title>Classifying Health Insurances</title>
		<description><![CDATA[
The United States Census Bureau generally categorizes coverage of health insurance either as Government of Non-Government (Private) sponsored.  However, under these two general classifications are sub-classifications which are more specific in nature.
Private-sponsored is one provided by a commercial private insurance company mostly purchased by the employer, union or the individual himself.  Under this [...]]]></description>
		<link>http://effectivehealthinsurance.net/general-information/classifying-health-insurances/</link>
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		<title>Benefits of Health Insurance Coverage</title>
		<description><![CDATA[by: Djai Tanji
Like other kinds of insurance, health insurance protects you against unexpected expenses. In the long run, having health insurance coverage will save you money. Accidents or illnesses can happen any time and we all know that medical costs are very high, by getting yourself a premium, you might save yourself thousands of bucks [...]]]></description>
		<link>http://effectivehealthinsurance.net/general-information/benefits-of-health-insurance-coverage/</link>
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		<title>Effective Health Insurance</title>
		<description><![CDATA[Of the approximately 45 million uninsured Americans, 18,000 die prematurely annually.  Majority of Americans do not receive preventive care and at the same time, medical procedures are oftentimes inappropriate.  Uninsurance and ineffective or expensive care are interrelated problems.
There are four (4) reasons for the economic impact of these interrelated health challenges and the [...]]]></description>
		<link>http://effectivehealthinsurance.net/general-information/effective-health-insurance-%e2%80%93-economic-imperative/</link>
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		<title>10 Ways to Make Health Insurance Work Better For You</title>
		<description><![CDATA[
There are a lot of steps that the government and the private sector have undertaken to help make health insurance coverage more responsive to the needs of the policyholders.  Government has passed various laws and regulations to oversee implementations and the private insurance companies have also done their share to provide adequate insurance coverage.
Here [...]]]></description>
		<link>http://effectivehealthinsurance.net/guide/10-ways-to-make-health-insurance-work-better-for-you/</link>
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		<title>Government Tax Credit May Help Number of Uninsured</title>
		<description><![CDATA[Lawmakers looking into solutions in lessening the number of uninsured are looking at tax credits to provide effective health insurance to the uninsured.  Government intervention and assistance will be required in order to meet the goal to provide health insurance to the low-income workers and their dependents.
Tax credits, although modest, will allow people to [...]]]></description>
		<link>http://effectivehealthinsurance.net/general-information/government-tax-credit-may-help-number-of-uninsured/</link>
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		<title>Health Insurance for the Military</title>
		<description><![CDATA[The Department of Defense is offering Tricare Prime to active duty members, retirees and their families.  This is the equivalent of the civilian Health Maintenance Organization (HMO).  Qualified active member military personnel are encouraged to take advantage of this program although enrollment is optional.  Tricare Prime will provide effective health insurance coverage [...]]]></description>
		<link>http://effectivehealthinsurance.net/related-topics/health-insurance-for-the-military/</link>
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		<title>Avoiding HMO scams</title>
		<description><![CDATA[by: Djai Tanji
Health Maintenance Organizations (HMO) may be difficult to understand because of the rules and the do’s and don’t’s it contain. With this confusion comes, agents who might take advantage of you. For you not to fall on this kind of trap you have to be understand first everything about HMO, Read every document [...]]]></description>
		<link>http://effectivehealthinsurance.net/general-information/avoiding-hmo-scams/</link>
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