http://effectivehealthinsurance.net Your Guide to Effective Health Insurances Fri, 02 Jan 2009 04:05:42 +0000 http://backend.userland.com/rss092 en Image Source: foxnews.com Skyrocketing costs of health related expenses have forced consumers to find ways to reduce if not eradicate it. The following are helpful tips to lower costs. An ounce of prevention is better than a pound of cure. This is true ... http://effectivehealthinsurance.net/information/how-to-reduce-medical-expenses-1/ Image Source: cartoonstock.com Purchasing an individual health insurance policy on a certain date of coverage may be contingent upon the results of health exam. You are not necessarily covered from that point forward. The policy will have an effective date for ... http://effectivehealthinsurance.net/guide/health-exam/ The Consolidated Omnibus Budget Reconciliation Act (COBRA) is supplemental insurance that people can acquire when they are between jobs or are otherwise lacking in health care coverage. It gives workers and their families who lose their health benefits the right to choose to continue group health benefits provided by ... http://effectivehealthinsurance.net/information/what-is-cobra/ Image Source:www.individual-health-insurance-quote.com If you are freelance or your company does not tender health insurance, you may not have admission to group insurance. You may, however, be able to pay for individual coverage directly from an insurance company. When you buy your own health insurance, you will be accountable for paying the entire premium rather than sharing ... http://effectivehealthinsurance.net/information/individual-health-insurance/ by: Djai Tanji •BASIC – Basic health-care insurance covers hospital room and boarding, medical supplies and equipment, health-care services, outpatient cares up to a particular limit. •MAJOR MEDICAL – after a high-deductible has been met, health-care costs can be covered by Major Medical. After this, the insurer (with 70 to 80 ... http://effectivehealthinsurance.net/information/types-of-health-insurance/ Effective Health insurance can be providing the best coverage for everyone at the most affordable cost. The reasoning is that access to good health care is available with effective health insurance. There is a proposal for a “provide or pay” insurance plan wherein everyone will have quality health ... http://effectivehealthinsurance.net/general-information/what-makes-health-insurance-effective/ Floridans seems to get all the luck. They get sunshine for most part of the year, they got great beaches, and temperatures. Now they get cheaper health insurance. There's a new law signed last Wednesday by Gov. Charlie Crist that lets insurance firms to offer a basic package for health plans ... http://effectivehealthinsurance.net/related-topics/cheaper-health-insurance-for-floridians/ If you've got that sinking feeling that there might be gaps in your Medicare coverage, you may be right. However, if you do find a gap, what do you do? A lot of elderly Americans these days have a hard time with paying for medical expenses they assumed would already ... http://effectivehealthinsurance.net/general-information/gaps-in-medicare-get-medicap/ Growing old may mean more time in taking care of your health. However, once you resign and you're no longer covered by your company's health insurance program what do you do? Get a long term health insurance before this happens to you. Long Term Care Insurance or LTCI will be useful ... http://effectivehealthinsurance.net/general-information/the-elderly-and-health-insurance/ For those who got fired (not including those who got fired because of gross misconduct) or just recently resigned to look for a new job, you need not worry about your health insurance coverage...that is if you can afford it, thanks to Consolidated Omnibus Budget Reconciliation Act of 1985, otherwise ... http://effectivehealthinsurance.net/general-information/get-a-cobra/